A Holiday to Remember 2016

Happy Holidays!\n\nIt has been a while since I blogged on debt slavery. However, viagra  I felt it was necessary to post a little something something about this upcoming holiday season. Why do you suppose the day after Thanksgiving is called \”Black Friday?\” Well, I did a little research and this is what I learned:\n\nThe name \”Black Friday\” has been around for some time, as early as 1869. The stock market crashed on a black Tuesday, and somehow got associated with Black Friday in October 1929 and deepened in the ensuing months of the Great Depression.  Further, Black Friday was popular in Philadelphia. \”It was used to describe the heavy and disruptive pedestrian and vehicle traffic which would occur on the day after Thanksgiving. Use of the term started before 1961 and began to see broader use outside Philadelphia around 1975. Later an alternative explanation was made: that retailers traditionally operated at a financial loss from January through November, and ‘Black Friday’ indicates the point at which retailers begin to turn a profit, or ‘in the black’\”. 1\n\nLet me ask a direct question? Are we in debt from last year’s holiday celebration? If the answer is yes, then we might want to reconsider if this will be our \”Black Friday\” of getting back to the black, or the retailers? Why would we want to spend money that will put us further in the red, while the retailers will go into the black? Especially, if our debt will be charged to a credit card, we know the results of that, right?  Credit cards are not cash, but a debt that can keep us in slavery if we do not pay the balance in full each month. Remember that thing called \”compound interest?\” That is what happens when we do not pay in full. The interest is added to the outstanding balance for within the first month, and depending on when and what we pay, the following month’s interest is added on the remaining balance. Plus, additional interest is added to the last month’s interest, and so on. That is not good for anyone. In fact, we might as well call this tactic \”the great depression.\”\n\nLet us make this a holiday to remember; if we cannot afford to pay cash, then let us not charge, but enlarge our giving in other ways. For instance, quality time with someone is much more memorable than some dusty trinket that we more than likely will toss aside anyway. Let this be a \”Black Friday\” to remember.\n\n \n\n1 Investopedia

Sunday, November 20th, 2016 Categorized No Comments

Money Power

Today in Biblical Studies IV we are discussing money. We are challenged to see if we truly trust in God, pharmacy click do we trust Him enough to take care of our money issues? Students were split on their beliefs of money. Some believe money is necessary to survive. Others believe that money is not necessarily that important, viagra and but that we can find resources within one another. One word that we were asked to contemplate on is \”Mammon.\” The word means a \”spiritual power.\” What are your thoughts on this topic?

Friday, April 13th, 2012 Categorized No Comments

Pay Day Loans

The words \”pay day loan\” sound intriguing, for sale order as well as, sovaldi inviting. Maybe money is sparse right now, rx especially since many celebrated for St. Patrick’s Day. Maybe some of us went a little overboard in our spending, so we could have a good time. Well, I hope we can go ahead and forgive ourselves, because we might want to think twice before we utilize a pay day loan.\n\nI know some of us are probably thinking \”I need to get food for the kids.\” Or perhaps we need to pay a bill to keep the water or lights on. These are all understandable words of why one might consider a pay day loan.\n\nJust this past week, area clergy and supporters begin a petition drive to cap the amount of interest that pay day loan stores may charge. In fact, pay day loans, along with some of those other institutions like car title loans, and small loans who want to keep us in debt slavery can charge exuberant amounts up to 400% interest on the money they loan? That is absolute arm robbery without the gun.\n\nSome alternate solutions might be to contact a creditor and make arrangements of when a payment can be made. In fact, some small grocery stores who know us might allow us to get some food until we can pay.\n\nIn the meantime, emergencies happen. But, when we can, let’s try to avoid pay day loans. We will be glad we did.

Monday, March 19th, 2012 Categorized No Comments

Income Tax Returns

Great news!  You just learned that you are getting a tax refund. You are so excited that when you are asked \”do you want to pay the extra money to have the refund sent to you sooner?\” Your response is \”absolute.\”\nSave your money. Almost all tax returns are implemented online at no charge. This might be the perfect time to save at least 10% of your refund for a rainy day. If you are really getting a handle on your debt, malady pilule then choose to save 20%. You will not regret it.

Monday, February 27th, 2012 Categorized No Comments


The word usury is derived from the Latin word uti “to use.” The word means to lend money and in return interest is gained. Usury was forbidden in the Old Testament (Ex. 22:25; Lev. 25:35-37). It was the rise of Capitalism that the word surfaced again into Christianity. 1\n\nMatthew 25:14-30 (NRSV) has created some great controversy for me. I have always heard this parable read and told that it represents the building of spiritual talents for the kingdom of God. Recently during my Biblical Studies III class, troche doctor students were challenged to look at this parable from a different perspective. Follow me here for a moment:\n\nVerse 14 states “For it is as if a man, generic going on a journey…”\n\nVerse 24 “Master, buy I knew that you were a harsh man, reaping where you did not sow, and gathering where you did not scatter seed…”\n\nVerse 26 \”But his master replied, ‘you wicked and lazy slave! You knew, did you, that I reap where I did not sow, and gather where I did not scatter?\”\n\nVerse 27 \”Then you ought to have invested my money with the bankers, and on my return I would have received what was my own with interest.”\n\nVerse 31 \”When the Son of man comes in his glory, and all the angels with him…\”\n\nIt is verse 31 that causes an internal challenge with me.\n“When.” In Greek this word means “But.”\n\nFurther, Verses 31-46 are about “just as you did not do it to one of the least of these, you did not do it to me.”\n\nThis makes me contemplate on the word “but.”\n\nMatthew 21:12-14 (NRSV) reads:\n\n12 \”And Jesus entered the temple a and drove out all who were selling and buying in the temple, and he overturned the tables of the money changers and the seats of those who sold doves.\n13 He said to them, “it is written, ‘my house shall be called a house of prayer’; but you are making it a den of robbers.”\n14 The blind and the lame came to him in the temple, and he cured them.\”\n\nDr. W. Cleon Skousen, an anti-communist Christian has stated “that aside from its spiritual message, this parable also resembles capitalism and entrepreneurship. He also points out that the master in the parable speaks favorably of the “money exchangers”, telling the third servant that the least he could have done was to “put his money to the exchangers” so that the master would have been able to receive his “own” (investment) “with usury” (interest). 2\n\nI will be researching this topic further so stay tuned.\n\n1 Donald K. McKim, Westminster Dictionary of Theological Terms\n2 http://en.wikipedia.org/wiki/Christian_communism\na other ancient authorities add of God

Saturday, November 5th, 2011 Categorized No Comments

Interpretations for the word debt

In Matthew 22:17 (New Revised Standard Version NRSV) the word debt (tax) in Greek is translated as k?nsos. In 22:25 the word is translated as phoros as “tribute.” In Luke 20:22 the word is used as telos, buy cialis viagra translated as “toll.” In Matt 17:25 the word is translated as didraxmon that means “half-shekel tax” and in Matt 17:24 apograph? that translates to “writing down in a census” for the sole purpose of a later taxation. 1\n\n“Taxation was extremely important to the state, illness and the state could not exist in its fullest form if it was no taxing power.” 2 Yet, in the book of Luke 3:12-14 for example there were crowds of people who wanted to be baptized and wanted to know what they needed to do. The tax collectors who came to be baptized asked John the Baptist “Teacher, what should we do?” He said to them, “Collect no more than the amount prescribed for you.” Soldiers also asked him, “And we, what should we do?” He said to them, “Do not extort money from anyone by threats or false accusation, and be satisfied with your wages.” Even in 5:27 a tax collector left everything at his tax booth to follow this movement.\n\nFor these reasons, the contemporary world can contemplate on ways not to hold back the oppressed to satisfy personal needs. Curb debt today and give yourself a break!\nStay tuned for information on usury.\n\n1 David Noel Freedman, The Anchor Bible Dictionary, Volume 2, 1992\n2 Ibid

Tuesday, November 1st, 2011 Categorized No Comments

Bible Encyclopedia on: Debt

The teaching of the New Testament on this subject is confined very largely to the parables of our Lord. Some think that the expression, doctor drugstore \”Owe no man anything\” (Romans 13:8), look is an absolute warning against indebtedness. Quite a noticeable advance in the matter of debts and debtors is noticed as we enter the time of the New Testament. We read of bankers, no rx exchangers, moneychangers, interest, investments, usury (Matthew 25:16-27 John 2:13-17). The taking of interest does not seem to be explicitly condemned in the New Testament. The person of the debtor, as well as his family and lands, could be seized for non-payment of debt (Matthew 18:21-26). Indeed, the debtor was often cast into prison and tormented because of non-payment (Matthew 18:30, 34). That compassion and leniency should be exercised toward those in debt is the clear teaching of Christ in the parables of the Unmerciful Servant (Matthew 18:23-35) and the Two Debtors (Luke 7:41-43). 1\n\n1 http://bibleencyclopedia.com/debt.htm

Monday, October 31st, 2011 Categorized No Comments

Divine Forgiveness

In Luke 7:36-50 there is the parable of the sinful woman who Jesus chose to forgive. This links Jesus’ divine forgiveness with her behavior. As you might recall with my previous blog about the debtor who had been forgiven by his creditor because he was unable to pay the debt. Yet that same debtor was unwilling to forgive someone who owed him. \”To fail to forgive one’s fellow, viagra canada clinic even when what needs to be forgiven is considerable, is to betray the very logic of forgiveness which alone gives us standing before God.\” 1 \n\nThe moral of this story is we all have received God’s divine forgiveness when we were not worthy to receive His love. We easily forget that our resources are supplied to us through the will of God. This parable is meant to help us to see that God’s forgiveness demands ours as a proper response to others.\n\nDebt by no means is insignificant. There is always the fear that there will never be enough–enough of whatever. It is our behavior of how we respond to our debts. Just some food for thought: Are our debts necessary? Is there debt that can be eliminated by sharing or combining our resources with others?\n\nStay tune for more on debt.\n\n1 David Noel Freedman, The Anchor Bible Dictionary

Friday, October 28th, 2011 Categorized No Comments

A “spend” on debt

The language of debt comes with a different (spin) perspective in the New Testament. As mentioned earlier the word \”debt\” in the New Testament is referred to as sin. The word was a secular Greek word of early Judaism that came to expression. For example there are two passages in the Targum of Isaiah that may serve to illustrate the ordinary usage in Aramaic. In 5:18, viagra usa ailment the Hebrew text reads, sovaldi sale sovaldi sale \”Woe to those who draw iniquity with cords of falsehood, viagra and sin as with cart ropes.\”\n\nIn other words the debt starts small and then the ego causes greed to intensify and as a result the debt can strangle the debtor.\n\nThe Targum is a translation or interpretation of the Hebrew Bible and makes it clear that debt was the original word for sin. Are there any doubts in your mind that debt is a sin? Take some time and ponder on this. Have you ever spent your last money on something that was for complete self serving, yet your obligations went unmet due to the fact that the money was dispensed elsewhere?\n\nAnother passage is Matthew’s version of the Lord’s Prayer. Jesus instructs his followers to ask God, \”forgive us our debts, as we also forgive our debtors.\” One could say this is a King James version, but it can also be seen as an Aramaic idiom (6:12). Luke only partially preserves the usage: \”Forgive us our sins, as we also forgive everyone who is indebted to us\” (11:4).\n\nDebt is sometimes necessary same as during the Hebrew period. The issue in a contemporary setting is understanding and accepting what is truly necessary for debt and what can be omitted. God is available to help us not to sin. When we fail, as we will, then we can continue to ask God for the willingness to have the willingness to do His will.\n\nMay God bless us and spare us from debt.

Thursday, October 27th, 2011 Categorized No Comments

Our communties need help

There was a necessity for loans and they were recognized openly in the Hebrew Bible. Cattle and houses were sold, generic viagra recipe but the open land around the city of Israel was not because in rabbinic literature the land was for God’s chosen people for all time. 1\n\nPeople would fall on hard times and had to live with family who was the creditor, buy 2 similar as today. However, there was an attempt made to prevent the practice of requiring interest from debtors found in Leviticus 25:34-35.\n\nAs mentioned earlier interest can be exorbitant, but in those days this interest could have been required in advance. Can you imagine needing a loan, but having to pay the interest upfront? The attempt to convince creditors to forego potential profit was grounded in care for the community, which God had liberated from slavery. 3\n\nCharging interest is another form of slavery. Are you willing to lighten someone’s load today and release them from interest or debt for that matter? Make this the day of the Jubilee–a time where every 50 years loans were forgiven.\n\n1 David Noel Freedman, The Anchor Bible Dictionary, Volume 2, 1992\n2 Ibid\n3 Ibid

Wednesday, October 26th, 2011 Categorized No Comments